FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 30.06.2014
					(` '000)
	PARTICULARS	For the quarter ending 30.06.2014	Up to the quarter ending 30.06.2014	For the corresponding quarter of the preceeding year	Up to the Quarter of the prceeding year
A	FIRE INSURANCE
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	8430435	8430435	8150358	8150358
	Less :Re-insurance Ceded to claims paid	-378487	-378487	539662	539662
	Net Claims Paid	8808922	8808922	7610696	7610696
	Add : Claims Outstanding at the end of the year	77238065	77238065	70317766	70317766
	Less: Claims Outstanding at the beginning of the year	76208072	76208072	68743345	68743345
	Total Claims Incurred	9838915	9838915	9185117	9185117
B	MISCELLANEOUS INSURANCE
(1)	MOTOR
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	21287623	21287623	8259918	8259918
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	21287623	21287623	8259918	8259918
	Add : Claims Outstanding at the end of the year	38301340	38301340	51656624	51656624
	Less: Claims Outstanding at the beginning of the year	54058415	54058415	53975419	53975419
	Total Claims Incurred	5530548	5530548	5941123	5941123
(2)	AVIATION
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	-25	-25	5354	5354
	Add   :Re-insurance accepted to direct claims	555284	555284	785132	785132
	Less :Re-insurance Ceded to claims paid	4095	4095	26524	26524
	Net Claims Paid	551164	551164	763962	763962
	Add : Claims Outstanding at the end of the year	8239832	8239832	9520351	9520351
	Less: Claims Outstanding at the beginning of the year	7900822	7900822	9253362	9253362
	Total Claims Incurred	890174	890174	1030951	1030951
(3)	ENGINEERING
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	755544	755544	1068384	1068384
	Less :Re-insurance Ceded to claims paid	8	8	13311	13311
	Net Claims Paid	755536	755536	1055073	1055073
	Add : Claims Outstanding at the end of the year	19089935	19089935	11988360	11988360
	Less: Claims Outstanding at the beginning of the year	17748578	17748578	10769022	10769022
	Total Claims Incurred	2096893	2096893	2274411	2274411
(4)	WC
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	14150	14150	34166	34166
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	14150	14150	34166	34166
	Add : Claims Outstanding at the end of the year	134406	134406	295292	295292
	Less: Claims Outstanding at the beginning of the year	163235	163235	230487	230487
	Total Claims Incurred	-14679	-14679	98971	98971
(5)	Liability
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	43801	43801	66782	66782
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	43801	43801	66782	66782
	Add : Claims Outstanding at the end of the year	1526867	1526867	1420241	1420241
	Less: Claims Outstanding at the beginning of the year	1842666	1842666	1231056	1231056
	Total Claims Incurred	-271998	-271998	255967	255967
(6)	PA
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	824425	824425	874135	874135
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	824425	824425	874135	874135
	Add : Claims Outstanding at the end of the year	2466741	2466741	2713108	2713108
	Less: Claims Outstanding at the beginning of the year	2406549	2406549	3452075	3452075
	Total Claims Incurred	884617	884617	135168	135168
(7)	Health
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	3857392	3857392	3122141	3122141
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	3857392	3857392	3122141	3122141
	Add : Claims Outstanding at the end of the year	9738538	9738538	9854333	9854333
	Less: Claims Outstanding at the beginning of the year	9158105	9158105	10014824	10014824
	Total Claims Incurred	4437825	4437825	2961650	2961650
(8)	Oth. Misc.
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	2587609	2587609	3125317	3125317
	Less :Re-insurance Ceded to claims paid	0	0	2366	2366
	Net Claims Paid	2587609	2587609	3122951	3122951
	Add : Claims Outstanding at the end of the year	10085413	10085413	8689578	8689578
	Less: Claims Outstanding at the beginning of the year	10337916	10337916	10079799	10079799
	Total Claims Incurred	2335106	2335106	1732730	1732730
(9)	FL/Credit
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	385358	385358	80329	80329
	Less :Re-insurance Ceded to claims paid	0	0	0	0
	Net Claims Paid	385358	385358	80329	80329
	Add : Claims Outstanding at the end of the year	5015019	5015019	7108277	7108277
	Less: Claims Outstanding at the beginning of the year	5885222	5885222	3479268	3479268
	Total Claims Incurred	-484845	-484845	3709338	3709338
	TOTAL MISCELLANEOUS
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	-25	-25	5354	5354
	Add   :Re-insurance accepted to direct claims	30311186	30311186	17416304	17416304
	Less :Re-insurance Ceded to claims paid	4103	4103	42201	42201
	Net Claims Paid	30307058	30307058	17379457	17379457
	Add : Claims Outstanding at the end of the year	94598091	94598091	103246164	103246164
	Less: Claims Outstanding at the beginning of the year	109501508	109501508	102485312	102485312
	Total Claims Incurred	15403641	15403641	18140309	18140309
C	MARINE INSURANCE
(1)	MARINE CARGO
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	528806	528806	667703	667703
	Less :Re-insurance Ceded to claims paid	0	0	326	326
	Net Claims Paid	528806	528806	667377	667377
	Add : Claims Outstanding at the end of the year	5748178	5748178	5863964	5863964
	Less: Claims Outstanding at the beginning of the year	5225659	5225659	5891192	5891192
	Total Claims Incurred	1051325	1051325	640149	640149
(2)	MARINE HULL
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	1045994	1045994	992698	992698
	Less :Re-insurance Ceded to claims paid	74027	74027	349936	349936
	Net Claims Paid	971967	971967	642762	642762
	Add : Claims Outstanding at the end of the year	8049053	8049053	8198443	8198443
	Less: Claims Outstanding at the beginning of the year	7238540	7238540	7893011	7893011
	Total Claims Incurred	1782480	1782480	948194	948194
	TOTAL MARINE
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	1574800	1574800	1660401	1660401
	Less :Re-insurance Ceded to claims paid	74027	74027	350262	350262
	Net Claims Paid	1500773	1500773	1310139	1310139
	Add : Claims Outstanding at the end of the year	13797231	13797231	14062407	14062407
	Less: Claims Outstanding at the beginning of the year	12464199	12464199	13784203	13784203
	Total Claims Incurred	2833805	2833805	1588343	1588343
D	LIFE INSURANCE
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims
	Add   :Re-insurance accepted to direct claims	288726	288726	207355	207355
	Less :Re-insurance Ceded to claims paid	102282	102282	38635	38635
	Net Claims Paid	186444	186444	168720	168720
	Add : Claims Outstanding at the end of the year	548335	548335	232732	232732
	Less: Claims Outstanding at the beginning of the year	595087	595087	217744	217744
	Total Claims Incurred	139692	139692	183708	183708
E	TOTAL ALL CLASSES
	Claims paid
	Direct claims
	Add Claims Outstanding at the end of the year
	Less Claims Outstanding at the beginning of the year
	Gross Incurred Claims	-25	-25	5354	5354
	Add   :Re-insurance accepted to direct claims	40605147	40605147	27434418	27434418
	Less :Re-insurance Ceded to claims paid	-198075	-198075	970760	970760
	Net Claims Paid	40803197	40803197	26469012	26469012
	Add : Claims Outstanding at the end of the year	186181722	186181722	187859069	187859069
	Less: Claims Outstanding at the beginning of the year	198768866	198768866	185230604	185230604
	Total Claims Incurred	28216053	28216053	29097477	29097477